Upsize Seamlessly: How to Buy and Sell at the Same Time
Outgrowing your current starter home? Maria provides structured contingency timing, bridge loan strategies, and rent-back negotiations to ensure you never face double mortgages or temporary homelessness.
Strategy A: Seller Rent-Back
Sell your current home first to unlock full cash equity, then remain in the home for up to 60 days while closing on your new home.
Strategy B: Bridge Financing
Leverage Movement Mortgage bridge financing to submit a non-contingent cash-equivalent offer on your dream home before listing.
Strategy C: Synchronized Closings
Coordinate same-day back-to-back closings with seasoned title attorneys, transferring proceeds directly into your new purchase.
Your 5-Step Simultaneous Transition Roadmap
Moving up from your current starter home to your dream home requires meticulous milestone coordination. Here is how Maria manages your journey from start to finish.
Net Equity Audit
Calculate your true net proceeds after mortgage payoff, commissions, and fees to establish exact purchasing power.
Financing Selection
Select the ideal structure: Seller Leaseback, Movement Mortgage Bridge Loan, or Synchronized Closing.
Strategic Prep
Execute high-ROI cosmetic touch-ups and staging to ensure your current home commands top market dollar fast.
Target Home Hunt
Tour move-up properties and submit competitive offers with negotiated occupancy protections.
Single-Trip Move
Align title attorneys, wire transfers, and movers for a stress-free transition into your larger home.
Which Buy/Sell Path Is Right for Your Family?
Every move-up transition is unique. Compare the four primary paths to determine which timing and financing approach aligns best with your cash flow and comfort level.
1. Seller Rent-Back
Sell current home first, receive net proceeds at closing, and rent back the house from the new buyer for 30–60 days.
2. Bridge Financing
Borrow against current equity via Movement Mortgage to buy the new home first, then prep and list your vacant old house.
3. Same-Day Closings
Close the sale of your current home in the morning and finalize the purchase of your new home in the afternoon.
4. Sale Contingency
Submit an offer on your new dream home that is legally contingent upon your current property successfully closing.
Schedule Your Buy-Sell Strategy
AFFORDABILITY CALCULATOR
Quite affordable.
Frequently Asked Simultaneous Buy & Sell Questions
Clear, strategic answers to help you navigate the buy-sell shuffle with total confidence.
We protect you by negotiating a Seller Post-Closing Occupancy Agreement (Rent-Back) right into the sales contract. This allows you to close the sale, receive your full cash proceeds in the bank, and remain comfortably living in the home for up to 60 days while closing on your new purchase.
A bridge loan allows you to borrow against the accrued equity in your existing home to make a down payment on your new property. This turns you into a non-contingent buyer capable of winning competitive offers, giving you the freedom to move first and stage your old home for maximum market value.
Yes. While contingent offers require careful structuring, Maria crafts compelling offers by pairing your contingency with verified pre-listing documentation, professional photography previews, and tight due diligence timelines that give sellers peace of mind.
In a synchronized closing, your sale closes with the title attorney in the morning (e.g. 10:00 AM). The net proceeds are immediately wired to the buyer's closing attorney for your new purchase in the early afternoon (e.g. 2:00 PM), allowing you to pack the moving truck once and receive keys that same evening.